How it works

Buy Anything Now,
Pay in 4 instalments.
|

Shop for your desired product or service online and use Klump to split
your purchase into four equal instalments.

Get started with Klump
buy stuff
STEP 1

Buy Stuff

Go shopping at your preferred online store or business and pay in 4 instalments using Klump. The Klump Checkout option is now available at several online stores.

Featured Stores
STEP 2

Review Your Payment Terms

Klump offers a monthly payment plan that accords you more time to pay for the things you desire. These terms have been crafted to help you enjoy a stress-free buying experience.

Really low interest (2 - 4%)
No hidden fees
Review terms
Eligibility Check
STEP 3

Eligibility Check

Using our proprietary credit eligibility and fraud detection engine, we are equipped to make credit granting decisions on all our customers within 3 minutes.

ID Verification
Income classification
BVN Verification
STEP 4

Make your payments

Use Klump to spread all online payments for all your purchases. Make an initial 25% deposit and split the balance into convenient monthly instalments that suit your financial plan.

Get Started with Klump
Make your payments

Questions? We’re here to help

What is Klump?

Klump Technology Company Ltd is a Nigerian based fintech company whose flagship product; Klump BNPL accords users the financial freedom to spread purchase payments over monthly instalments. The Klump Checkout option is now available on a significant number of online platforms.

How does Klump BNPL work?

Am I eligible for Klump’s Pay in 4 plan?

What information do I need to provide to join Klump?

Is my personal information safe?

Can I make payments earlier than I agreed to?

What is the Klump interest rate?

How do I know when I’ve been charged a payment?

Why haven’t I gotten my order?

Why is my order still processing?

Can I get multiple Klump loans?

Can I send you Klump a message?